It is a legal requirement to inform the DVLA and your insurance company if you have more than 50% of your cars original colour covered with a car wrap. 

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we highly recommend that you follow this guideline if you get your vehicle wrapped to avoid any unnecessary  fines by the police or issues should your car get stolen.

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Nowaday's most Insurance company's now have a written clause in there by laws allowing them to void your cover in the incident of an accedent if you do not declare your vehicle wrap.